Costs and you may charges
New conditions and terms to the home loans require that you receive normal paycheck, social shelter otherwise retirement money and use DNB as your everyday financial.
Computation from productive rates
BLU Initiate:Amount borrowed NOK dos one hundred thousand 100 to 85 % off market price. Moderate rate of interest 3.39 % p.good. Annuity mortgage that have productive interest step three,52 % p.a good. plus top-end commission NOK step three 190 and instalment fee NOK 65. Cost NOK 990 890, total NOK 2 990 890 over 25 years.
Amount borrowed NOK dos 100000 100000, affordable interest rate 4.69 % p.a great. to own 3 12 months repaired speed. Annuity loan that have energetic interest 4.87 % p.an effective. together with front-end percentage NOK step 3 190 and you will instalment payment NOK 65. Prices NOK step 1 422 590, totalt NOK 3 422 590 more twenty five years.
Car finance having young people with advance payment thirty-five % or maybe more:Loan amount NOK 150 100 up to 65 % of price. Annuity financing that have nominal interest rate cuatro.74 % p.a beneficial., effective https://paydayloanalabama.com/black/ interest 6.54 % p.a good. plus front-end percentage NOK 2 five hundred and instalment commission NOK 65. Cost NOK twenty five 484, complete NOK 175 484 over 5 years.
Loan amount NOK 50 100. Moderate interest rate % p.a good. Annuity mortgage which have energetic interest rate % p.an effective. and additionally front-end fee NOK five-hundred and you will instalment payment NOK fifty. Total cost NOK 68 777 more than five years.
Fixed-speed mortgage loan Saga:Loan amount NOK dos 100 one hundred thousand, moderate rate of interest 4.69 % p.a. to possess step three seasons fixed rates. Annuity mortgage with productive interest cuatro.87 % p.good. including top-avoid commission NOK step three 190 and you will instalment fee NOK 65. Costs NOK 1 422 590, totalt NOK 3 422 590 over 25 years.
Car loan Saga and you may Saga Rare metal that have thirty five % down-payment:Loan amount 150 one hundred thousand NOK as much as 65 % regarding cost. Annuity mortgage having affordable interest rate cuatro,74 % p.an effective., effective rate of interest 6.44 % p.an excellent. together with side-stop payment NOK dos 3 hundred and instalment percentage NOK 65. Prices NOK 25 259, total NOK 175 259 more than 5 years.
Saga Exchangeability put aside:Loan amount NOK 70 one hundred thousand. Nominal interest rate %, energetic interest % along with front side-avoid fee NOK five-hundred. Cost NOK 4 574, overall NOK 74 574 over 1 year.
Home loan as much as 75 % out-of ount NOK dos one hundred thousand 100, to 75 % off market value. Moderate interest rate cuatro,29 % p.a great. Annuity loan which have energetic interest rate 4,45 % p.a great. and additionally front side-avoid commission NOK step 3 190 and you will instalment payment NOK 65. Pricing NOK step one 286 390, full NOK 3 286 390 over twenty five years.
Domestic guarantee credit line:Amount borrowed NOK dos 100000 100, around 75 % of market price. Moderate rate of interest cuatro,30 % p.a great. Annuity mortgage that have productive interest cuatro,forty five % p.a beneficial. along with side-end payment NOK step 3 190 and instalment percentage NOK 65. Rates NOK 1 286 390, full NOK step 3 286 390 more 25 years..
Fixed-rates mortgage loan:Amount borrowed NOK dos 000 100 to 75 % away from market value. Nominal rate of interest cuatro.74 % p.a beneficial. to own step three 12 months repaired rate period. Annuity financing having energetic interest cuatro.92 % p.an effective. plus front side-prevent payment NOK 3 190 and instalment percentage NOK 65. Pricing NOK 1 439 690, overall NOK step three 439 690 more than 25 years.
Eco-friendly real estate loan:Amount borrowed NOK dos one hundred thousand one hundred thousand to 85 % from market value. Nominal interest rate 3.39 % p.a. Annuity loan having energetic rate of interest step 3.52 % p.a great. together with top-prevent payment NOK step three 190 and you can instalment fee NOK 65. Prices NOK 990 890, totalt NOK dos 990 890 over twenty five years.